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Terms of Use

Last Updated: 5 April 2026

Please read these Terms of Use carefully before accessing or using the Kredavario website at kredavario.com. By accessing this website, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please discontinue use of this website.

1. Who operates this website?

This website is operated by Kredavario, a professional domestic economic consulting practice with offices at Room 118, Av. P.º de la Reforma 305, Ciudad de México, Mexico. References to "Kredavario", "we", "us", or "our" in these Terms refer to this entity. You may contact us at info@kredavario.com.

2. What is the purpose of this website?

This website is provided for informational purposes only. Its purpose is to describe the domestic economic consulting services offered by Kredavario, to provide general information about household financial management, and to allow interested parties to contact us. Nothing on this website constitutes financial, investment, legal, or tax advice. The content is descriptive and educational in nature.

The illustrative scenarios presented on the "Real Stories" page are fictional representations of common household financial situations and are not accounts of specific individuals or clients.

3. What are the conditions of access and use?

You may access and use this website for lawful purposes only. By using this website, you agree not to:

  • Use the website in any way that violates applicable Mexican or international laws or regulations
  • Attempt to gain unauthorized access to any part of the website or its underlying systems
  • Transmit any unsolicited or unauthorized advertising or promotional material
  • Introduce malicious code, viruses, or any material that is harmful to computer systems
  • Use automated tools to scrape, copy, or harvest content from this website without our written permission
  • Reproduce, distribute, or republish any content from this website without prior written authorization

We reserve the right to restrict or terminate access to this website for any user who violates these conditions, without prior notice.

4. Who owns the content on this website?

All content on this website, including but not limited to text, images, graphics, logos, icons, and the overall design and layout, is the property of Kredavario or its content suppliers and is protected under applicable intellectual property laws, including the Federal Copyright Law (Ley Federal del Derecho de Autor) of Mexico.

You may view and print content from this website for your own personal, non-commercial reference. Any other use, reproduction, modification, distribution, or republication of the content requires the prior written consent of Kredavario.

5. What disclaimers apply to the website content?

The information provided on this website is for general informational purposes only. While we aim to keep the content accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information for any particular purpose.

The content on this website does not constitute professional financial, investment, legal, or tax advice. You should not rely on this content as a substitute for professional consultation tailored to your specific circumstances. Kredavario's consulting services, as described on this website, are provided under separate service agreements with individual clients.

6. What is our liability limitation?

To the fullest extent permitted by applicable law, Kredavario shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or its content. This includes, without limitation, damages for loss of data, loss of profits, or business interruption.

We do not control third-party websites that may be linked from this site and accept no responsibility for their content, privacy practices, or availability. Links to third-party websites are provided for convenience only and do not imply endorsement.

7. How do we handle links to and from other websites?

This website may contain links to third-party websites for informational purposes. These links do not constitute an endorsement of those sites or their content. We have no control over the content, privacy policies, or practices of linked websites and accept no responsibility for them.

If you wish to link to this website from your own site, you may do so provided the link is not misleading, does not imply any association or endorsement by Kredavario that does not exist, and does not damage our reputation. We reserve the right to request removal of any link at our discretion.

8. What law governs these Terms?

These Terms of Use are governed by and construed in accordance with the laws of the United Mexican States (Estados Unidos Mexicanos), including the Federal Civil Code (Código Civil Federal) and other applicable federal legislation. Any disputes arising from or relating to these Terms or your use of this website shall be subject to the exclusive jurisdiction of the competent courts of Ciudad de México, and you consent to that jurisdiction.

9. Can these Terms be changed?

We may revise these Terms of Use at any time by updating this page. Changes take effect immediately upon posting. Your continued use of this website after any changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically. The "Last Updated" date at the top of this page indicates when the most recent revision was made.

10. How can you contact us about these Terms?

If you have questions or concerns about these Terms of Use, please contact us at:

  • Email: info@kredavario.com
  • Phone: +52 55 5080 2000
  • Address: Room 118, Av. P.º de la Reforma 305, Ciudad de México, Mexico
Kredavario

Professional domestic economic consulting based in Mexico City.

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